Рынок реальных токенизированных активов достигнет $2 трлн благодаря росту DeFi и популярности стейблкоинов к 2028 году Translation: The market for real tokenized assets will reach $2 trillion by 2028, driven by the growth of DeFi and the popularity of stablecoins.

By 2028, the total market value of tokenized real-world assets (RWA), excluding stablecoins, is projected to reach $2 trillion. This is reported by The Block, citing a Standard Chartered report.

Jeffrey Kendrick, the head of the digital asset research department at the bank, highlighted that the rising popularity of stablecoins has laid the groundwork for the development of this sector.

According to forecasts, the majority of RWA activity is expected to continue occurring on the Ethereum blockchain due to its reliability, with Kendrick emphasizing its more than 10 years of uninterrupted mainnet operation.

«He stated that the fact that other blockchains may be faster or cheaper is, in their view, irrelevant.»

In the anticipated market volume of tokenized assets reaching $2 trillion by 2028, the main shares will comprise:

As per RWA.xyz, the current on-chain value of the RWA segment is approximately $35.7 billion.

The market capitalization of stablecoins exceeds $300 billion. In April, experts at Standard Chartered also predicted that this figure would grow to $2 trillion by 2028.

During the initial years of decentralized finance (DeFi), it primarily catered to «crypto natives» for trading, lending, and borrowing, noted Kendrick. However, the increase in liquidity in the stablecoin market has led to an expansion in activities and the variety of assets used in transactions.

«Stablecoins have created several essential prerequisites for the broader adoption of DeFi through three pillars: increased awareness, on-chain liquidity, and lending/borrowing activity in fiat-backed products,» the expert believes.

In his estimation, DeFi platforms are now capable of competing with traditional finance (TradFi) companies in two key areas: lending and RWA.

«If tokenized products can be traded on decentralized exchanges (DEX), it could disrupt the operations of stock exchanges,» Kendrick claimed.

Additional advantages of decentralized finance include unique digital asset options such as staking, he added.

In Kendrick’s view, in DeFi, «liquidity generates new products, which in turn produces new liquidity.»

«We believe a self-sustaining growth cycle has commenced,» emphasized the Standard Chartered representative.

The adoption of the Genius Act, which established a regulatory framework for stablecoins, has fueled the integration of DeFi in both retail and institutional markets in the U.S. Kendrick noted that the upcoming Clarity Act will further legalize other operations in the segment, such as tokenization and lending.

It is worth mentioning that analysts at a16z Crypto estimate that stablecoins are the primary driver not only for the adoption of DeFi but also for the overall acceptance of cryptocurrencies.