JPMorgan: Stripe готов выйти на рынок в $350 млрд благодаря ИИ и криптоинновациям Translation: JPMorgan: Stripe Set to Enter $350 Billion Market Through AI and Crypto Innovations

The company Stripe is poised to lead a “dual revolution in artificial intelligence and money movement.” According to analysts at JPMorgan, by the end of the decade, the firm could capture a market valued at over $350 billion, as reported by The Block.

They noted that the payment giant, currently valued at $107 billion, processes transactions exceeding $1.4 trillion annually across 195 countries. Over the past year, Stripe’s net revenue surged by 28%, reaching $5.1 billion.

Experts described the company as a “key player in the global financial services market.” Its main advantage lies in its collaboration with AI startups. JPMorgan believes this will enable Stripe to establish leadership in the evolving field of “autonomous commerce.”

The company has also strengthened its position in the digital assets sector — it acquired the Bridge platform and absorbed the crypto wallet provider Privy. Currently, Stripe is working alongside Paradigm to develop the Layer 1 blockchain Tempo.

Previously, the project attracted $500 million in funding, resulting in a valuation of $5 billion.

In September, Stripe announced a new solution for issuing stablecoins called Open Issuance, along with commercial tools based on artificial intelligence.

Analysts emphasized that these initiatives will allow the company to capitalize on the integration of AI agents, “stable coins,” and programmable money into global commerce.

However, they also pointed out the risks associated with expanding into the corporate market, service fragmentation, and regulatory challenges — particularly regarding the regulation of stablecoins in the U.S. and the MiCA framework in Europe.

It is worth noting that in early October, the Web3 wallet Phantom announced the launch of the CASH coin pegged to the U.S. dollar, which was created using Open Issuance.