Visa усиливает свои позиции на рынке, вводя поддержку новых стейблкоинов и инновационные технологии English translation: Visa strengthens its market position by introducing support for new stablecoins and innovative technologies

The payment company Visa has broadened its transactional capabilities by incorporating support for four different stablecoins across four distinct blockchains. This announcement was made during a conference call regarding the financial results for the fourth quarter.

This initiative will enable the firm to receive and convert digital assets into over 25 fiat currencies.

The annual transaction volume involving stablecoins through Visa’s services has surpassed $2.5 billion. Since 2020, the company has processed crypto and stablecoin flows totaling over $140 billion, with $100 billion attributed to the purchase of digital assets via Visa cards and $35 billion for payments of goods and services.

In the fourth quarter, expenditures on Visa cards linked to stablecoins surged fourfold compared to the same period last year. The company supports more than 130 card programs associated with stablecoins in 40 countries.

Additionally, a pilot project has been launched within the Visa Direct service for banks and financial institutions on prepaid top-ups using stablecoins.

For the fiscal year 2025, Visa’s net revenue increased by 11%, while earnings per share rose by 14%. In the fourth quarter, the first figure reached $10.7 billion, marking a 12% increase.

The total payment volume for the year jumped by 8% to $14 trillion, with the number of processed transactions rising by 10% to 258 billion. Visa’s CEO Ryan McInerney stated that the company is evolving into a hyperscaler, enabling other market players to develop payment solutions on its platform.

Visa is actively integrating generative AI, with more than half of the new code for its core processing platform, VisaNet, generated through neural networks. McInerney noted that this has enhanced the speed, security, and ease of development.

AI is also being utilized in the Visa Scam Disruption system to detect fraudulent schemes. Over the past year, this technology has helped block more than 25,000 fraudulent sellers and prevented losses exceeding $1 billion.

The company has introduced the Visa Trusted Agent protocol, which allows secure transactions through AI agents, verifying them and filtering out malicious bots.

The number of active payment tokens issued by Visa has exceeded 16 billion, with the ultimate goal of tokenizing 100% of all e-commerce transactions.

The development of other products continues:

Visa representatives highlighted that the implementation of new technologies and openness to partnerships help the company maintain its leadership in transforming global commerce.

It is worth mentioning that in October, Western Union announced the launch of a pilot project for transactions using stablecoins.