AMINA Bank становится первым в Европе банком, внедрившим решение Ripple для трансакций Translation: AMINA Bank Becomes the First Bank in Europe to Implement Ripples Transaction Solution

Ripple has broadened its partnership with AMINA Bank, a cryptocurrency bank regulated by the Swiss Financial Market Supervisory Authority (FINMA).

As part of this collaboration, the financial institution has become the first in Europe to implement Ripple Payments, a comprehensive payment solution.

According to a statement, the deployment of the platform will assist AMINA’s clients in addressing the integration of blockchain-based transactions with conventional banking systems.

*“This will facilitate seamless fund transfers and enable more efficient settlements without relying on the current payment infrastructure, making transactions faster, cheaper, more reliable, and transparent,”* the press release stated.

Miles Harrison, the product director at AMINA Bank, emphasized that reducing friction is particularly crucial for cross-border payments involving stablecoins. Support for such transactions has not yet become widespread.

*“Our clients require a payment platform that can simultaneously handle both fiat currencies and stablecoins, but traditional correspondent banking networks were not designed to accommodate this,”* he added.

This partnership is an extension of the existing relationship between Ripple and AMINA Bank. At the beginning of 2025, the bank was the first in the world to offer custody and trading services for the RLUSD stablecoin from the blockchain company.

The firm had completed the beta testing of the asset in August 2024. In December, Ripple received approval from the New York Department of Financial Services (NYDFS) to use the stablecoin for trading.

As of the time of writing, the market capitalization of RLUSD reached $1.3 billion. This figure places it among the top 10 USD-pegged tokens (according to CoinGecko).

The Office of the Comptroller of the Currency (OCC) in the U.S. has granted the company conditional approval to establish a national trust bank, as reported by Ripple CEO Brad Garlinghouse.

*“This is a significant advancement and a first for RLUSD, setting the highest compliance standards for stablecoins under both federal (OCC) and state (NYDFS) oversight,”* he emphasized.

The company also finalized a deal to acquire Rail, a platform specializing in stablecoin operations. The $200 million acquisition agreement was signed in August.

Ripple expects that this acquisition will strengthen its position in the stablecoin payment sector.

It is worth noting that in October, the blockchain company completed the acquisition of the non-bank prime broker Hidden Road for $1.25 billion.

In November, Ripple acquired the developer of custodial solutions, Palisade.